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Automobile Insurance Details:
Bodily Injury Liability: Pays for bodily injury
and death to others when you are at fault in an accident.
Property Damage Liability: Pays if your vehicle
causes damage to another person's property - a building, a vehicle,
a telephone pole, etc.
Uninsured/Underinsured Motorist Coverage : This
coverage protects you if you are injured by an uninsured or underinsured
driver. (Note: This coverage varies from state to state.)
Comprehensive: Pays damages if you vehicle is
stolen or accidentally damaged by such things as fire, broken glass,
falling objects or contact with an animal. This coverage is subject
to deductibles and coverage limits.
Collision: Pays when your vehicle is damaged
by colliding with another vehicle or object. This coverage is subject
to deductibles and coverage limits.
Personal Injury Protection (PIP): A coverage
available in no-fault states that provides benefits for medical
expenses and other accident-related expenses.
Additional Coverages Available: Towing, rental
reimbursement, additional equipment, medical payments, income disability
and guest passenger liability. Ask you agent which additional coverages
are available in your state.
Note: These explanations are intended to generally
describe the coverages available and should not be construed to
modify or expand the terms of you policy. Only those coverages noted
on your declarations page apply. Coverages vary by state.
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